Let's hit on some
house cleaning items first...
Interest rates have
stayed very low for the last week which has surprised a lot of us 'industry
smart-guys'. I know I've told you this
in past emails, but if you're thinking of refinancing or buying a home you
really don't have much time to jump on these handsome rates.
I'm here to answer
questions...so if you're curious about numbers or rates, please give me a ring
here at the office and I'll be happy to answer your questions. And as always, there will be no 'selling' you
on anything. That I promise! Give me a ring...888-9394.
Or, better yet...you
know a bunch of people that could use my services. If you believe we could help them save a buck
or two...or if they're wanting to buy a home and have question then "Refer
a Friend" on our website. It'll take
you less than 60 seconds to fill out the form and I'll take over from
there. We won't call them without your
permission. Here's the link.
http://www.idaholegacylending.com/refer-a-friend.aspx
OK, now onto the
important stuff.
Over the last month or
so we've talked about some homeowner scams.
Today we're going to continue with this topic since it's near and dear
to me personally this week.
Brandie and I returned from a family vacation recently. The day of our return I received a call from the bank telling me that my personal business account was over-drawn. Now, understand that we don't use that account for anything other than fuel, meals, and taxes...so needless to say we were little concerned. We went in to the bank and reviewed the last weeks spending
history. We were shocked to see that over
$4,100 had been spent in three days all over Southern California. The only problem was that wewas in Idaho and
not SoCal.
After an
investigation by the bank the scam was found. On our return trip we'd purchased a room at a hotel over the phone. We used our debit card (like many of us do without thinking anything wrong with it). The thief took that number and
re-programmed another card. With that
new fraudulant card they went all over the area on a three-day spending spree.
Now, I'm not going to
go into what I'd personally like to do to this thief (only because you probably
think of me as a nice guy and I don't want to ruin that impression!!), but I've
learned from this very personal experience and want to share some tips how to
hep you avoid the same problem. Also, it helps to have a very good bank to work with...Thank you Idaho Independent Bank in Nampa. You guys rock!!
Here's a link to an
article written for The Consumerist. It
does a great job explaining some simple things you can do to avoid any
potential micro-identy theft problems like the guy in our office did.
http://tinyurl.com/kwuz6f
Have a great day!
Jason
