FHA Streamline & Other Refinance Loans

Refinance Loans

Rate & Term Refinance: Never in history have interest rates been as low as they are in today’s environment. If you purchased your home within the last 5 years, chances are you could benefit by refinancing into a lower interest rate. Over the long term you will save tens of thousands of dollars in interest and could end up paying off your home much faster than your current pace. Many times lenders will pay a portion, if not all, of your closing costs for you as a part of the transaction. We will run the numbers, give you an unbiased opinion, and let you decide for yourself whether or not the numbers make sense for you.

Cash-Out Refinance: Need cash for home improvements or repairs? Consolidating high interest rate debt? Looking for a capital source for a new small business? Taking cash out of the equity in your home may be a wise move. With the low cost of borrowing in today’s market, tapping into your home equity may be the cheapest money you can find. We have several options and several lenders for you to choose from.

FHA Streamline: Above all else, our company specializes in FHA loans, specifically the “FHA Streamline” refinance. Did you know that you could refinance your FHA loan with no new appraisal required? Not only that, but there is no income or asset documentation required either. In fact, as long as you have a job, no late mortgage payments in the last year, and at least a 580 credit score you WILL qualify for a lower interest rate loan. We work with several lenders that also are willing to pay the vast majority, if not all of your closing costs as well. This is by far the easiest refinance you will ever do. We have several Certified Mortgage Planners who specifically focus on FHA Streamline, so you’ll know that you’re work with an expert from start to finish.

VA Streamline: Very similar to the FHA Streamline, the VA Streamline allows US Veterans to refinance their VA loan to a lower interest rate, thus resulting in a lower payment and thousands of dollars of saved interest over the life of the new loan. No Appraisal is required. No income or asset documentation is required. Like the FHA Streamline, as long as you have a job, no late mortgage payments in the last year, and at least a 580 credit score you WILL qualify for a lower interest rate loan. We work with several lenders that also are willing to pay the vast majority, if not all of your closing costs as well.

California FHA Streamline

California Refinance

Colorado FHA Streamline

Colorado Refinance

Idaho FHA Streamline

Idaho Refinance

Oregon FHA Streamline

Oregon Refinance

Washington FHA Streamline

Washington Refinance

Utah FHA Streamline

Utah Refinance

COMPLAINTS LINK TO PCM:
For Questions or Concerns Please Email: complaints@pcmloan.com

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